20 W Walnut Street

Phillipsburg, OH
$ 245,000 Beds 3 Baths 2 Sq 1,628
Monthly Estimate* How much can I afford?

BRAND NEW ROOF! Exceptional space, huge 3 car detached lofted barn, and incredible value! This sprawling ranch has just received a brand new full tear off roof with new underlayment, drip edge, boots, skylight framing, professional sealing and flashing, and Owens Corning lifetime shingles. Offering 1,628 square feet of comfortable one floor living, this home features 3 oversized bedrooms including a private primary suite with full bath, 2 additional large bedrooms, an oversized second full bathroom, and convenient laundry room with washer and dryer included. The expansive eat in kitchen offers abundant cabinetry, appliances, generous prep space, and direct access to the large side deck. The massive living room opens to a welcoming covered front porch. A large mudroom and pantry provide excellent storage and functionality. Outside you will find a generous yard, large side deck, double entry concrete driveway, and the incredible detached 3 car lofted garage barn with electric, soaring ceilings, and full stair access to an expansive loft. The versatile outbuilding is ideal for a workshop, business space, hobby studio, storage, recreation, or whatever you envision. A prior transaction successfully completed a VA as is appraisal with no inspection requests or repairs submitted. Located on a city maintained circular street shared by only a few homes and conveniently close to Englewood, I 70, Dayton International Airport, shopping, dining, and major commuting routes. Brand new roof, spacious ranch floor plan, oversized rooms, and extraordinary outbuilding make this a rare opportunity at this price point. A must see to truly appreciate the space, updates, versatility, and value!

Single Family

  • Price
  • $ 245,000
  • City
  • Phillipsburg
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Montgomery
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.1818 Acres
  • Zip
  • 45354
  • Sqr Footage
  • 1,628
  • Year Built
  • 1992
  • Style
  • MLS#
  • 958355
Listed By: Tina D Greene with Irongate Inc. - (937) 298-6000
Data Source: Dayton Ohio MLS (DTON)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cincinnati, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/5/2026 Listed $247,000
9/10/2026 Listed $246,000
9/19/2026 Listed $245,000

Property vs Zip Code Average in 45354

Price
AVG $170K
$250K
Year Built
AVG 1948
1992

Areas That We Cover

20 W Walnut Street Phillipsburg, OH is a Single Family Home for sale at $245000 with 1628 sqft and a lot size of 0.1818 Acres Acre(s). 20 W Walnut Street Phillipsburg has 3 bedrooms, 2 baths and was built in 1992. The property's zip code is 45354 which is in Phillipsburg, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.